The following people and entities are considered accredited investors under Regulation D:
Banks, insurance companies, registered investment companies, business development companies, and small business investment companies.
Employee benefit plans, businesses, or trusts with over $5 million worth of assets.
Directors, executive officers, and general partners of the company issuing securities.
Individuals who earn at least $200,000 per year or earn an income of $300,000 jointly with a spouse.
Individuals or married couples with a net worth exceeding $1 million beyond the value of their primary residence.
Calculating net worth involves adding up all your assets and subtracting all your liabilities. The resulting sum is your net worth.
For examples and more information about how to calculate your net worth, feel free to reference this SEC investor bulletin.
Investors should review all of the offering materials. They will be allowed to ask for additional information and to question a representative of the company if they wish.
Investors are encouraged to review this material with their attorney, accountant or other financial advisors. Equitize USA does not give tax, legal or investment advice.
Each offering will contain a prominent “INVEST” button. Investors who wish to proceed and purchase the investment will click that button and will be instructed to:
1) Fill out a questionnaire that will be used to verify that the investor is an accredited investor
2) Fill out and execute the subscription agreement to purchase the investment
3) Submit finds by ACH (Automated Clearing House) or wire transfer
Investors funds will be kept in an escrow account until the company reaches its minimum offering goal or becomes fully subscribed, If the offering does not meet its minimum funding goal in the time allotted, the funds will be returned from the escrow account to each investor.
To view your investment status follow these steps:
Login to your Equitize USA account.
Once you are logged in, click your name in the top right-hand corner.
Click “My Investments.”
Click “View Current” and the status of your investment can be found next to the company you invested in.
The Different stages of your investment
Incomplete – You have begun the investment process but have not completed all of the steps to finalize your investment. Make sure that you click the green “Submit” button after clicking “Invest Now” on the campaign home page. Once you have submitted your investment, you will receive a confirmation email immediately following submission. If you elected to pay by wire, instructions will be emailed to you.
Submitted – You have successfully submitted your investment, and it is currently pending. It could be pending because the offering has not yet reached their minimum funding goal, the funds have not yet left reached the escrow account, or are still undergoing the necessary checks. If there is any problem with your investment, you will be notified by Equitize USA.
Cleared – Equitize USA has received your payment for your investment, and we have successfully verified all of the required investor checks. There is nothing else that you need to do at this time.
Invested – After the company has conducted a close on its offering, those investments that have cleared will be then moved to “Invested.” This means your funds have been disbursed to the company you have chosen to invest in, and you can no longer get a refund on your investment.
At the close of an offering, all investors whose funds have cleared by this time will be included in the disbursement. At this time, each investor will receive an email from Equitize USA with their Countersigned Subscription Agreement, which will serve as their proof of purchase.
Please keep in mind that a company can conduct a series of so-called “closes” or withdrawals of funds throughout the campaign. If you are included in that withdrawal period, you will be emailed your countersigned subscription agreement and proof of purchase immediately following that withdrawal.